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81-Year-Old American Lives in RV Due to Debt and Insufficient Pension

03.06.2026 17:13 1 min 3 sources РУС
El Periódico SPA + 2 more
81-Year-Old American Lives in RV Due to Debt and Insufficient Pension
Original source: El Debate

In Brief

Richard Smith, 81, and his wife live in an RV, working seven days a week through workamping. They have $350,000 in debt and only $20,000 in their pension fund.

Richard Smith, an 81-year-old American, and his wife are forced to live in a 13-meter-long RV, working seven days a week to make ends meet. They use the workamping system: working at campgrounds in exchange for a free site with electricity and water, sometimes receiving a small salary. In winter, the couple stays in Florida; in summer, in New Hampshire.

Due to early family obligations and failed investments, they have accumulated about $350,000 in debt, while their pension fund holds only $20,000, with no savings. Richard works as a night watchman and DoorDash courier; his wife cleans cabins and the laundry.

According to Pew Research Center, this is part of a growing trend: more Americans over 75 are forced to work due to insufficient pensions and rising living costs.

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