The Munich Higher Regional Court (case no. 10 U 1638/25e) ruled that the insurer is not obliged to pay compensation under full comprehensive insurance for damage arising during the towing of a motorhome stuck in mud. The driver collided with the tractor that was pulling him out due to brake failure.
The court stated that, according to the contract terms (AKB, July 2023), damage between the towing and towed vehicles without external impact is not considered an insured event. The claim amount was about 10,300 euros.