On the night of 6–7 October 2026, a Mediterranean storm swept through Hérault and Gard, and a mini-tornado struck the commune of Grau-du-Roi in the morning. According to Midi Libre, the tornado overturned about ten boats, uprooted a hundred pine trees and damaged several cars; Gard remained on orange alert. France 3 Régions reported that two motorhomes were evacuated in Fraisse-sur-Agout, five campers were assisted in the Monts d'Orb forest, and eleven people and five dogs were rescued; the Orb river peaked at 3.30 metres, Hérault saw 344 interventions and 1,200 emergency calls, and 33 roads remained closed in Gard. The article examines insurance claims: motorhomes, caravans and campervans fall under different policies, and storm coverage depends on proving wind intensity through Météo-France certificates, press reports and witness statements.