Many motorhome owners deregister their vehicles for the winter and consider cancelling insurance. This can be a costly mistake, as many motor insurance policies already include free lay-up cover. Even those planning to switch to a cheaper insurer next season should not necessarily do so at the moment the motorhome is deregistered for winter. Lay-up insurance is therefore of great value to seasonal motorhomers precisely because it is free. Several points must be observed when using it.