Insurance for motorhomes and caravans must address specific risks such as theft, hail, and accidents abroad. Mandatory liability premiums depend on weight for caravans and engine size for motorhomes; for a motorhome up to 3500 kg, premiums are around 3,000–4,000 CZK, while caravans cost up to 1,000 CZK. Additional coverage for vandalism, natural events, animal damage, theft, and fire is recommended, and extra equipment like awnings, roof boxes, and bike racks should be included. For new vehicles, GAP insurance covers the difference between purchase and current value.
