KT Motorhome Insurance review

KT Insurance offers a single level of motorhome cover, with policies issued by QBE. The policy includes agreed value, choice of repairer and new-for-old replacement if the motorhome is written off within 2 years of first registration. It provides up to $10,000 for medical emergency transport home and up to $1,000 for emergency accommodation if a covered accident strands you more than 100km from home. Laid-up cover reduces the premium for up to 3 months a year while the vehicle is parked at home, but breakdown cover is limited to towing reimbursement of up to $600 per tow and $1,000 a year.